new character with over 522,000 gold??

I created a new character (fisherman mage) on Baja. She started with about 522,500 gold. I don't know the exact amount because I'd already been buying stuff. Is that much gold normal now? She did the new newbie quest, if that makes a difference.
Rock (formerly Imperterritus VXt, Baja)

Comments

  • SableSable Posts: 247
    edited March 2018
    All your characters share the same bank account.  The gold you see has been earned by all your older characters.  These days you don't need a house or boat to transfer gold between characters, but if you are not aware of this fact, one character can spend all of them into the poorhouse!
  • RockRock Posts: 567
    Oh. Was it always like that?  I seem to remember having to transfer gold between characters.

    ... and wow. Only 522,500 gold after years of play, with eventually 5 characters on that account before I let it expire? We must not have been addicted to worldly goods.
    Rock (formerly Imperterritus VXt, Baja)
  • SableSable Posts: 247
    edited March 2018
    No, it wasn't always like that.  This change was enacted within the last year, I believe.  Checks are a thing of the past too and when you buy from NPC merchants, your gold is typically drawn straight from your bank account.  It takes a bit of getting used to, but overall it is more convenient.
  • PawainPawain Posts: 9,907
    Rock said:
    Oh. Was it always like that?  I seem to remember having to transfer gold between characters.

    ... and wow. Only 522,500 gold after years of play, with eventually 5 characters on that account before I let it expire? We must not have been addicted to worldly goods.

    Thats normal if you played casually and did not fight at spawns or bosses much.  Until plant dyes came out and I was selling them at crazy high prices on vendors, I did not have 1M.
    Focus on what you can do, not what you can't.
  • IvenorIvenor Posts: 1,216
    edited March 2018
    Sable said:
    (...) when you buy from NPC merchants, your gold is typically drawn straight from your bank account.  (...)
    FWIK, Gold for Vendors transitions is always taken from your BB.
    IME, Vendors don't even recognize GPs as money, even if you have your BP bulging with coins and breaking at the seams for the load... :D
    Only NPC Trainers accept cash payment (hmmm... should we alert the B-IRS??? ;)
    Please correct me if I'm Wrong (so I can go to Shame instead... :) )
    Cheers
    Ivenor
  • MariahMariah Posts: 3,226Moderator
    This page will provide some help on this topic https://uo.com/wiki/ultima-online-wiki/player/money/
    @Ivenor you are essentially correct, however stable fees will be deducted from gold in your pack, if you have any.

  • IvenorIvenor Posts: 1,216
    edited March 2018
    Mariah said:
    This page will provide some help on this topic https://uo.com/wiki/ultima-online-wiki/player/money/
    @ Ivenor you are essentially correct, however stable fees will be deducted from gold in your pack, if you have any.

    Ah! Stable masters: another category of potential tax dodgers! B)

    What? In UO nobody pays income taxes? :o
    Only "indirect" VAT-style ones in the form of the Vendors percentages?

    Please, oh please: how can I download my soul in one of my Chars, cyberpunk-style? :D

    Seriously, thanks for the precisation @Mariah ... :)

    Cheers
    Ivenor
  • SaulGoodman1SaulGoodman1 Posts: 285
    :(
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