Item Insurance

Krazyalt97

So with item insurance, say someone hands you a piece of gear that is insured by him.  You head out, get killed, does that insurance cancel or will it automatically pick up and take it out of your bank?  I have ran into a couple issues the last couple days where items were insured but I wasn't the one who insured them.  They were insured by the person who gave them to me. 

Thanks for the help. 

Urge

Left click yourself and find the item insurance selection. The very top of that will have a button for Auto Insure. If it's checked then it'll automatically take it out of your bank. 

To answer your question, this is a game of better safe than sorry. Cancel the insurance and insure it yourself if you are doubting the system. 

Krazyalt97

Urge, I will be doing that going forward.  I never thought that would be an issue.